Short answer: SPayLater, cards and wallets change blended fee rates silently — track mix.
Hedge: fee figures are illustrative; confirm the live Seller Centre rate card. Not tax/legal advice.
Key table
| Method | Tendency | Action |
|---|---|---|
| Wallet | Often lower | Watch promos |
| Card | Mid | Model mix |
| PayLater | May be higher | Cap on thin SKUs |
What to do
- Pull payment mix monthly
- Reprice if PayLater share spikes
- Avoid one frozen blended %
- Confirm on rate card
Links and tools
Internal reading: fees_sp · fees_tt · price · feehist.
Model fees with the fee calculator.
Inseller
Inseller is the profit layer next to Seller Centre — actual fees, ads and SKU contribution so dashboards do not hide red contribution margin.